Homie Loans Disclaimer

Rate Assumptions

  • Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than80%; a minimum FICO score of 740; a Loan Term of 180 months; and a loan amount of $225,000 for conforming loans.
  • Rates may be higher for loan amounts under $225,000.
  • Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
  • Subject to underwriter approval; not all applicants will be approved.
  • Payments do not include taxes and insurance.
  • Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
  • Rates are subject to change without notice.
  • Fees and charges apply.
  • Restrictions may apply.  Ask for details.
  • Equal Opportunity Lender NMLS # 1016597
  • Please call or email for details.
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