If you’re thinking about selling your home in today’s market, there’s one thing you need to know: interest rates are high, and that changes everything.
While buyers are still out there, they’re more cautious due to rising mortgage interest rates. That means sellers need to be more prepared, more competitive, and more strategic.
Here’s how to sell your home successfully in 2025—even in a high interest rate market.
Understand the Market
Mortgage interest rates in 2025 are much higher than they were just a few years ago. As of June 2025, the average 30-year mortgage rate is around 6.85% (source: Federal Reserve Economy Data).
Buyers who used to qualify for $500,000 might now only qualify for $400,000. Rising interest rates affect buyer affordability, which puts pressure on sellers to price wisely and offer more value.
Price Your Home Competitively
Selling a home in a high interest rate environment requires strategic pricing. Buyers are more hesitant to jump in at high prices. Pricing your home correctly from the start is one of the most important things you can do. Overpricing can scare buyers away, while smart pricing can lead to more offers—and even a bidding war.
Use recent home sales in your area, online home valuation tools like Homie’s home value report, or get help from a local real estate expert to stay competitive.
Make a Strong First Impression
Homes that show well sell faster—even in a buyer’s market when interest rates are high.
Clean, declutter, and make small updates where you can. A fresh coat of paint or updated lighting can make a big difference. If possible, consider light staging to help buyers picture themselves living in the space.
Maximize your home’s appeal with professional photos, virtual tours, and strong curb appeal—especially since most buyers are researching online before visiting a property.
Use the Right Marketing Tools
The majority of homebuyers in a high rate housing market start their search online. That means your listing needs to look great and reach the right people.
Tools like Homie’s flat-fee MLS listing service include professional photography, 3D walkthroughs, and social media marketing. These features help your home get seen by more serious buyers—without paying traditional agent fees.
Save on Selling Costs
In a high-interest market, every dollar saved matters more. Traditional real estate agents usually charge a 5–6% commission—but that’s not your only option.
Flat-fee real estate services like Homie give you support from a licensed agent and access to the MLS, but you keep more of your home’s equity. Many homeowners selling in today’s real estate market are saving thousands of dollars this way.
See what Homie sellers are saying!
Final Thoughts
Selling your home in a high interest rate market takes more effort—but it’s absolutely possible.
Here’s what matters most:
- Price your home based on today’s mortgage environment
- Make your listing stand out online
- Market it smart with tools built for sellers
- Offer flexibility to help buyers with affordability
- Save on fees where you can
- Stay responsive and open to negotiation
If you follow these steps, you’ll be ahead of the curve—and on your way to a successful sale.
Ready to Sell Smarter?
You don’t have to choose between saving money and getting expert help.
Homie gives you everything you need to sell your house—even in a tough housing market—without the high commission fees. You get help with pricing, paperwork support, and access to real estate experts, all for a low flat fee. That means you keep more equity when selling your home and stay in control of the process.
Thousands of sellers navigating today’s high interest rates have already made the switch, saving thousands of hard-earned dollars. If you’re thinking about selling, Homie can help you do it smarter, faster, and for way less.
Take the first step—list your home with Homie!
– The Homie Team