Whether you’re buying your first home or your second or your third, things can be confusing. The traditional way that real estate transactions have been done is opaque, full of jargon, and overwhelming. You’re not alone! Many people feel this way, and we’ve got a few tips and tricks to overcoming the most common fears of buying a home.
Your Dream Home is Just a Dream
The first fear many face is that the home they’ve been dreaming about is just that, a dream. How do you overcome something that feels out of your control? Get organized! Start by outlining what features your dream home has. Does it have a lot of land? Massive square footage? What makes it the home you are just dying to get into?
Next, find an agent local to help you find the home you love and avoid the nightmares. An agent, like the ones here at Homie, is your guide to a successful home buying journey. A licensed real estate agent that is familiar with the area you want to live in will know what price, condition, and location will make your heart sing.
There are many homes on the market, and every buyer has a unique taste. We’re sure there’s one out there for you!
The Others Will Get There First
Afraid of the others? It’s a valid concern. There may be a few other buyers interested in the home you want. That’s OK! It’s all about seeing homes first and making your offer more desirable. Here’s how.
Your agent, yet again, is your solution. A Homie agent can get you in fast to see the homes that top your list. With a click of a button, you can be touring homes the same day. Touring homes as quickly as possible will help you see as many as you can and decide on the one before any others get to see the home.
An attractive offer is the real key to success. When you work with a Homie agent, they will help you craft the perfect offer on your dream home. Then, they’ll do all the negotiating and paperwork to get the job done.
Does Your Real Estate Agent Have Your Back?
When searching for your dream home, you’ll want to work with someone who you trust and who has the right experience to ensure the process goes smoothly. This is the biggest purchase you’ve ever made. Look for an agent who has lots of experience doing lots of different types of transactions. Ask them how they can help you save.
A lot of people have friends and family members who are real estate agents part time or sometimes full time. Sometimes, this creates an #awkwardmoment when you are trying to select the best agent to help you navigate the home buying process. It can feel like a conflict of interest, and sometimes it really CAN be. While we know you love your family members, working with them may not always be in your best financial interest (remember: it’s not free to buy a home!). Saving money is something that your family should support, so don’t be afraid to look at other options and make the best decision for you.
No Loan, No Home
Finances are the scariest part of any huge decision in life, especially when it comes to buying a home. Some numbers make you feel like you’ve seen a ghost! Don’t worry. We’ve got your back, once again. Start by finding a mortgage broker who finds the right lender for you and what you need. From pre-approval to closing, the right loan officer will be there every step of the way.
We recommend checking out Homie Loans™. They find you the best interest rate around, or they’ll give you $500*. Now you can sleep soundly.
Who’s Heard of Closing?
What’s closing and how much does it cost? Closing is when the purchase of your new home is finalized. Your closing date is when you will go through all the numbers. This includes the purchase price of your home and how you’re paying for it (whether or not you sold another home to buy your new one), HOAs and other utilities, and all other costs.
The right closing company will make things as clear a full-moon midnight. Ask your Homie agent to recommend a closing company to use.
Homie Can Help
If you’re looking for a spirit guide on your home buying journey, let Homie help you! You can quickly find, tour, and buy the home you love. What’s even better? When you buy with Homie, you can keep up to 50% of our commission**. Boo-ya!
*Terms and conditions apply. Click here to read more.
**Subject to terms and conditions outlined in the Buyer Broker Agreement.