Browse our listings in the area where you want to live. If you don’t find the home of your dreams listed on Homie, search other sites like Zillow, Trulia, and the MLS. Once you find a home that fits your needs, use Homie to schedule a tour and make an offer. Our technology will guide you and help you get prequalified for a loan so you have an idea of what kind of home you can afford. To get started, sign up for our Buyer Assistance Package.

No worries. We have real estate attorneys available to answer any questions you may have on the official offer form. Just contact us.

The most important aspect of your offer is typically the sales price. Before you decide how much to offer, find out what your dream home is worth. Homie has partnered with certified appraisal companies and can get you a Home Value Report for free. You can use the report to make an educated offer on the home.

Earnest money is a deposit that you make as a buyer to confirm the contract and show the seller that you are serious about your intent to purchase the home. Earnest money can be returned to you or forfeited to the seller depending on the terms of the purchase contract and whether you decide to move forward with closing once a contract is in place. As a buyer, make sure you understand the terms of the earnest money deposit and the circumstances under which you can cancel the contract and retain the earnest money.

The earnest money deposit is usually at least 1% of the home’s sale price. When making offers, offering more earnest money makes your offer stand out and shows you’re serious. You need to have the funds available to cover your earnest money deposit because you will have to deposit it with a title/escrow company when your offer is accepted.

Yes. You can make offers on homes advertised on Homie and use your agent to do that for you.

Yes, Homie’s got your back. Homie now offers mortgage loans and can pre-qualify and pre-approve you for a loan. Get started online at Homie.com/loans.

A pre-qualified buyer has had their credit pulled and has told a lender about their financial situation. A pre-approved buyer has gone the extra step and provided the lender with documentation, such as proof of income. To convince your seller that your offer is the real deal, get pre-approved today.

A lender works for a specific bank and can only offer that bank’s lending programs at that bank’s rates. A mortgage broker works for you and looks for the lending program that best matches your specific situation, including credit history and income, and compares rates across multiple lenders. Homie buyers are eligible to receive additional savings on mortgage services—savings that often exceed 2% of the loan amount. When it comes to a mortgage, one of the biggest purchases most families make, it pays to use Homie for your loan. Start here.

Expert advice can pay off big when it comes to credit scores. Homie’s mortgage consultants can look at your credit history and identify anything that might trigger warning flags with the loan underwriters. They can also help you identify ways to raise your credit score quicker than you might think. Call for Homie loan information at 385-985-3266 today or get started at Homie.com/loans.

Download the free Homie Loans app and set up an account. As you progress through the mortgage process, you can use the app to check on your progress at any time, upload docs, and provide necessary information.

When you start calling mortgage lenders, they will all want to take a “full application,” which includes a hard pull on your credit. Luckily, the rules regarding hard pulls have changed, and credit bureaus will not lower your credit score for multiple hard pulls within the same two-week period because they assume you are shopping around for a loan. However, allowing each mortgage lender to take your full application is time-consuming and unnecessary. Homie’s mortgage loan services deliver highly competitive rates with extremely low loan origination fees. For loan information, call 385-985-3266 or visit Homie’s loan page at Homie.com/loans to see what rate you qualify for today.