Homie Cash.
Offer Accepted.

Use our cash to make your offer so you can win the perfect home. Stop bidding and start winning.

Get Pre-Approved

Homie Cash. Offer Accepted.

Use our cash to make your offer so you can win your dream home. Stop competing and start living.

Get Pre-Approved

Search With Confidence

Gain peace of mind knowing you can make a cash offer as soon as you find the one.

Increase Your Chances of Winning

Remove financing contingencies to gain an edge over other offers.

Get Your Dream Home Faster

Close with Homie Cash within 21 days. Less closing, more living.

How It All Works

  1. 1
    Get Homie Cash Pre-Approved

    Our process makes it simple and quick to get pre-approved. Submit your info and a team member will be in touch ASAP. We’re able to approve people within 24-48 hours.

    Get Pre-Approved
  2. 2
    Win the Home You Love

    Work with your Homie real estate agent to submit a cash offer on your dream home using Homie Cash. Your chances of winning will be 3x higher.

    Get Pre-Approved
  3. 3
    Finalize a Mortgage

    You did it! You won the home with the Homie Cash offer. We will now help you secure your long term mortgage with an amazing rate.

    Get Pre-Approved
  4. 4
    Move In & Repay Monthly

    Move in, settle in, meet the neighbors, and repay your mortgage monthly, just like normal.

    Get Pre-Approved

Homie Cash Stacks Up


  • Where is Homie Cash available?

    Homie Cash is currently available in Arizona, Colorado, Idaho, Nevada, and Utah.

  • How much does it cost to use Homie Cash?

    Homie Loans does not charge any additional program fees for Homie Cash. That's right, no crazy fees.

    There are standard third party closing costs and fees associated with any real estate transaction. Prior to securing your primary mortgage, your Homie Cash loan will accrue interest, prorated daily.

  • Can I remove any contingencies in my cash offer?

    Yes, you are free to remove contingencies to put together a competitive offer. We do recommend that you keep the appraisal and due diligence contingencies. Your agent can help you make the best decision for your situation.

  • Are rates competitive?

    Yes, Homie Loans has extremely competitive rates.

  • Is this a true cash offer?

    Yes! This is a true cash offer. Removing the financing contingency, as a cash offer, is the most effective way to make an offer more competitive. Removing other contingencies can make it an even stronger offer but you should consult with your agent and loan officer to determine what else should be included in your offer.

  • How do I submit an offer?

    Your Homie Buyer Agent will work with you to determine the offer details, which are subject to approval to use Homie Cash. Your agent will prepare the approved offer and submit it to the seller the same day.

  • How do I get started?

    Talk with a Homie agent or a loan officer with Homie Loans to get started. The first step will be to submit a loan application for a pre-approval, then you’ll be able to start offering on homes.

Step Up Your Offer Game With Homie Cash

Get Pre-Approved

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