You finally got your spreadsheet to work at 6.6%. Then the number moved five weeks in a row, and this Thursday it crossed a line a lot of buyers were quietly dreading. Seven percent. It's a psychological number as much as a financial one, and it's landing right as...
Your renewal came in higher than last year. Or it did not come at all, and instead you got a nonrenewal letter with a sentence about wildfire exposure in it. Utah now runs a statewide wildfire risk map, state law tells insurers which map they may use when deciding...
The average Utah homeowner with a mortgage is holding more equity than at any point on record. That is a real number from a credible source, published this month. It is also a number that does nothing for you until you do something with it. Here is what the figure...
For a long stretch, nobody in Arizona thought about homeowners insurance during a transaction. You closed, you called an agent, you got a policy, it was cheap. That sequence now fails often enough to plan around. Buyers are getting declined, quoted at unexpected...
For most of the last decade, the entry level of the Utah market has been the hardest slice to find. Builders kept building bigger, small older houses got bought and expanded, and the number in your head kept drifting further from the number on the listing. If...
The listing photo has a pool, a mountain behind it, and a sky doing something absurd at 6pm. What it does not have is the July electric bill, the pool service invoice, the HOA dues, or the line on your registration renewal that made you check the math twice. None...
Red rock in every direction. Sun most of the year. Zion close enough for an afternoon. And a price tag that, for a lot of people looking at the Wasatch Front, finally makes the math work. That is the short version of why southern Utah keeps landing on shortlists....
If the plan is to use the house from October through April and close the door behind you the rest of the year, you're not shopping for the same thing as someone moving in full time. You're shopping for a use pattern. Six months occupied, six months empty, and the...
Somebody asks us this every single day. Usually they want one word back: yes or no. We get it. It would be great if the answer were that clean. Short answer: nobody can answer that question about "the market," because the market stopped moving as one thing. The...
There is no such thing as a Phoenix property tax rate. That is the misconception worth clearing up before a relocating buyer builds a monthly budget around a number a listing agent quoted. Every parcel in Maricopa County sits inside a tax area code that stacks the...
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